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Professional Liability Insurance in Fort Lauderdale, FL

Professional liability insurance (errors & omissions) protects your Fort Lauderdale-based professional practice from claims of negligence, mistakes, or failure to deliver services.

Protect Your Professional Reputation

Whether you're a consultant, accountant, attorney, engineer, or another professional service provider in Fort Lauderdale, a single client complaint or alleged error could lead to costly legal claims.

Professional liability coverage (or E&O insurance) ensures you have the financial and legal resources to defend yourself and your firm. It is often required by professional licensing boards or client contracts.

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What’s Included

What Professional Liability Insurance Covers

Coverage may include claims related to:

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Errors or Mistakes

Allegations that your professional services caused financial loss.

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Negligence

Claims that you failed to perform services as expected.

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Misrepresentation

Allegations involving incorrect advice or information.

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Failure to Deliver Services

Claims related to unmet contractual obligations.

Policies typically cover legal defense costs, settlements, and judgments up to policy limits.

Who Needs Professional Liability Insurance

Professional liability coverage is important for:

Consultants

Accountants

Real estate professionals

Insurance agents

Marketing agencies

Technology service providers

Architects and engineers

Contractors providing design services

If your business provides professional advice or specialized services, E&O coverage should be considered.

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Why Work With Us

Why Choose Marlins Insurance Agency

Understanding of Service-Based Risk

We work with professionals across Plantation and Broward County and understand the liability exposure tied to advisory and service-based businesses.

Access to Multiple Insurance Markets

As an independent agency, we compare professional liability options from multiple carriers to structure appropriate protection.

Long-Term Risk Planning

We help ensure your liability coverage keeps pace with your contracts, clients, and revenue growth.

Frequently asked questions

Professional Liability Insurance FAQs

What is the difference between professional liability and general liability?

General liability covers bodily injury and property damage. Professional liability covers mistakes, negligence, or errors in the services you provide.

How are professional liability claims handled?

We work with carriers that specialize in your profession. Defense and settlement are handled in close coordination with your business.

How much coverage do I need?

Coverage limits depend on your industry, contract requirements, and risk exposure.

Protect Your Professional Reputation

One claim can impact your finances and credibility. Marlins Insurance Agency can help you secure E&O coverage that protects your professional practice and the services you provide.

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